Blog Archives

Our Rapidly Aging World - From Japan to India to America

AgingOne of the principal reasons I have been in the camp of interest rates remaining low for many years to come relates to demographics. I have always thought that Japan is the canary in the coal mine in terms of being on the leading edge of a rapidly aging society and how this filters through to lower interest rates.

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Ben Bernanke Can't Refinance - Mortgage Credit Market Too Tight?

Is Mortgage Credit Too Tight – Ask Ben Bernanke

I must admit that I found it quite interesting (and entertaining) to read that Ben Bernanke could not refinance his house in Washington D.C. According to the article,

Bernanke already has refinanced twice. When the former Fed chair and his wife Anna bought their Capitol Hill rowhouse in May 2004,

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Philosophical Investor - 2015 Questions We Will be Pondering

As 2015 opens, like many of you, there are numerous questions I am pondering.

2015 Questions I’m Pondering

Oil

  • How will lower oil prices impact apartment demand, particularly in Houston?
  • Will lower oil prices lead to more conflict in the Middle East engineered by Iran to retaliate against the Saudis and/or to create supply disruptions?

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Love as the Basis for Customer Service and Marriage

Love Gary and Roneet Carmell

In this third and final post related to The Art of Loving by Erich Fromm, this week I will talk about the ways that Fromm says we can learn how to master the art of love and how it can be applied to serving one’s customers.

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10 Year Stock History Key To Current Monster Returns

Current Monster Returns

I am always interested in investments that perform very well for long periods of time. I periodically look back on stocks that were the best performing over ten year periods to see if there are any common characteristics of stock history that can help me make better investment decisions in the future.

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Insurance and Questionable Models Managing Risk

“I write because I don’t know what I think until I read what I say.”

― Flannery O’Connor

This blog post is pretty much just for me as insurance is not a very exciting topic but has great importance to all property owners,

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London Calling and Prague ress

Prague-Roneet-Gary Carmell

A significant percentage of CWS’ property insurance has been placed in London since 2010. After having CWS representatives visit London to meet our incumbent carriers and prospective ones over the past nine years, I thought it was time to join our head of Risk Management, CFO,

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Mind the Gap - Are We Our Own Worst Enemies?

mind the gap

International travel calls so this blog will be on the shorter side. It is fairly well known from research and the school of hard knocks that we are our own worst enemies when it comes to investing. Our emotions, particularly fear and greed, often lead us to buy towards the top and sell when it is closer to a bottom.

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Psychopaths Don't Always Finish First

psychopathShakespeare said, “[a]ll the world’s a stage.” All of us are actors in the plays of our lives.

The best actors make us believe they are not acting by morphing into whatever role they play with the totality of their humanity. The worst ones are not very believable.

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The B.I.S. vs. Japan - Increase In Global Interest Rates?

Japan Global Interest Increase

A few weeks ago I wrote about a B.I.S. report that hypothesized that global interest rates would rise over the next few decades as global demographics shift from a labor supply shock to a shortage as labor forces shrink in many developed countries.

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