“I write because I don’t know what I think until I read what I say.”
― Flannery O’Connor
This blog post is pretty much just for me as insurance is not a very exciting topic but has great importance to all property owners,
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Blog Archives
Insurance and Questionable Models Managing Risk
by 
Gary Carmell
Posted in Apartments, Economy, Housing, News, Trends, Uncategorized, Wealth
1 Comment ↓
Gary Carmell
Posted in Apartments, Economy, Housing, News, Trends, Uncategorized, Wealth
1 Comment ↓
London Calling and Prague ress
A significant percentage of CWS’ property insurance has been placed in London since 2010. After having CWS representatives visit London to meet our incumbent carriers and prospective ones over the past nine years, I thought it was time to join our head of Risk Management, CFO,
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Mind the Gap - Are We Our Own Worst Enemies?
International travel calls so this blog will be on the shorter side. It is fairly well known from research and the school of hard knocks that we are our own worst enemies when it comes to investing. Our emotions, particularly fear and greed, often lead us to buy towards the top and sell when it is closer to a bottom.
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Psychopaths Don't Always Finish First
Shakespeare said, “[a]ll the world’s a stage.” All of us are actors in the plays of our lives.
The best actors make us believe they are not acting by morphing into whatever role they play with the totality of their humanity. The worst ones are not very believable.
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A Dose of Reality - Are Things As Bad As They Look?
Maybe it’s because we just had a Friday the 13th or because my home was one of the houses that had to be evacuated in the recent Orange County fires (fortunately it was not damaged) or perhaps because I recently saw an ex-CIA lawyer and analyst speaking about how successful the Russians were in subverting our democracy during the 2016 elections and how at risk we are to cyber attacks from Russia,
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Hineni Here I Am - Answering the Call
My wife was telling me about a woman interviewed by CBS news in the aftermath of the Las Vegas massacre and what she shared was incredibly moving. She truly did a heroic thing in staying with a young man while he was dying and being there for him in the face of great danger.
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The B.I.S. vs. Japan - Increase In Global Interest Rates?
A few weeks ago I wrote about a B.I.S. report that hypothesized that global interest rates would rise over the next few decades as global demographics shift from a labor supply shock to a shortage as labor forces shrink in many developed countries.
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The Negatives of Positive Thinking
When I used to watch my son’s high school basketball team I was always so impressed at how composed they were. Many times they would initially fall behind and the other teams would get so pumped up after getting off to a strong start, especially against such a good team as ours.
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The Separation Is In The Preparation For CWS
It was quite a week of action for CWS, particularly for our risk management, safety, construction, operations, asset management, human resources, marketing, and maintenance teams. We have been having very early calls (at least for me on the west coast) every morning, including over the Labor Day weekend,
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Houston - We Have A Problem!
With the extraordinary events that took place in Houston, southeast Texas, and Louisiana as a result of Hurricane Harvey I felt that it was much more relevant to discuss this catastrophe versus part two of demographics and interest rates emphasizing Japan.
Houston: Hurricane Harvey
An estimated 27 trillion gallons of water has blanketed southeast Texas and parts of Louisiana.
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